Senior Fullstack Engineer
paystand
Job Score
90 ptsPaystand is the world's leading blockchain-enabled B2B payments network, transforming commercial finance into a software-driven, zero-fee, and open ecosystem. Recognized as a CNBC/Statista 2026 World's Top Fintech company, Paystand delivers over a decade of on-chain payments experience to middle and large enterprises.
Paystand's network services more than one million payors that have moved $20+ billion in volume. With its acquisitions of Yaydoo, Teampay and Bitwage, Paystand's full-stack platform includes agentic AI, its USDb stablecoin, and AR/AP solutions on one tightly integrated network. Its non-profit arm, Paystand.org, advances the mission to democratize finance through Bitcoin and blockchain technology.
What We Do
We built the financial system we always thought should exist: zero fees, zero friction, just your money, faster. Blockchain automates receivables and payables, cuts time-to-cash, and turns every transaction into revenue instead of cost.
Why We Do It
The current system takes a cut from the people who build, create, and grow — and calls it the cost of doing business. We don't buy that. Every fee we eliminate compounds into growth. We're here to decentralize finance and hand the power back to the businesses driving the real economy — extended further through Paystand.org's work to democratize finance through Bitcoin and blockchain.
How We Do It
We don't wait for permission or for the industry to catch up — we build the future of finance ourselves, on-chain, in the open. Small moves now, monumental results later.
Join Us
We're not looking for people who want a job in fintech. We're looking for people who want to build what comes after it. Paystand is where you help lead a financial revolution instead of just reading about one. We stand on change. Come stand with us.
Role at a Glance
We're seeking a talented Full-Stack Engineer to play a key role in architecting and implementing user-facing components of the Paystand open banking network. As a member of our dynamic team, you'll collaborate closely with product owners, designers, and fellow engineers to craft web applications that redefine user interactions.
AI-First Engineering Expectations
Paystand is an AI-first organization. As a FullStack Engineer, you are expected to:
We believe in augmenting human engineering with intelligence. As an AI-first organization, our expectations for this role reflect that commitment:
- Leverage AI-powered coding assistants to accelerate development velocity and maintain high code quality.
- Architect systems with AI integration in mind, ensuring our web applications can seamlessly interface with machine learning models and data pipelines.
- Proactively identify and automate manual engineering workflows—such as testing, documentation, and infrastructure management—using AI tools.
- Drive technical innovation by actively integrating the latest AI development frameworks and practices into our stack.
Role and Key Responsibilities
- Lead the architecture and implementation of user-facing parts of Paystand’s systems.
- Design and develop reusable libraries and frameworks that support complex web applications.
- Provide technical leadership and mentorship to other engineers.
- Collaborate with product owners, designers, and other engineers to build the best user experience, ensuring high standards of quality and performance.
- Ensure best practices in code quality, security, and performance.
- Participate in and influence all phases of the development lifecycle, including system analysis, design, coding, testing, debugging, and documentation.
- Advocate for and implement continuous improvement in the development processes and practices.
Requirements & Qualifications
- Builder Experience
- 7+ years of professional software engineering experience, with a track record of independently delivering meaningful products or major capabilities from concept through production.
- Strong full-stack capability and the judgment to work across frontend, backend, data, infrastructure, and integrations as the product requires.
- Able to move from an ambiguous business problem to a practical solution: clarify the problem, evaluate tradeoffs, establish an architecture, build the product, deploy it, and improve it using production feedback.
- Comfortable making progress without a fully prescribed specification while knowing when alignment, deeper analysis, or broader architectural review is needed.
- AI-Native Development:
- Fluency with AI-assisted and agent-led software development using tools such as Claude, Claude Code, OpenAI Codex, or comparable platforms.
- Experience using AI throughout the engineering lifecycle—not only for code generation, but also for discovery, architecture, implementation planning, testing, debugging, documentation, code review, and operational analysis.
- Ability to provide agents with effective context, decompose work into verifiable tasks, evaluate generated solutions critically, and maintain responsibility for correctness, security, and maintainability.
- Practical understanding of building AI-enabled product capabilities using model APIs, structured outputs, tool calling, retrieval, evaluations, guardrails, and human-in-the-loop workflows.
- Strong engineering judgment about where AI increases leverage and where deterministic software, conventional automation, or direct human review is more appropriate.
- Architecture and Engineering:
- Strong understanding of modern application architecture, including modular system design, API design, asynchronous and event-driven processing, data consistency, caching, and integration patterns.
- Demonstrated ability to design systems that can evolve and scale without introducing unnecessary complexity.
- Experience making and documenting architectural decisions based on reliability, security, performance, cost, maintainability, and speed of delivery.
- Practical experience with relational databases, data modeling, distributed systems, observability, automated testing, and production troubleshooting.
- Familiarity with secure engineering practices appropriate for financial or other high-trust systems, including authorization, data protection, auditability, failure recovery, and idempotent processing.
- Full-Stack Product Development:
- Strong experience with at least one modern frontend ecosystem, such as React, Next.js, Vue, or Angular, including component architecture, state management, accessibility, performance, and responsive design.
- Strong experience with at least one production backend ecosystem, such as Node.js/TypeScript, Python, Java, Go, Elixir, or a comparable framework.
- Ability to design clear APIs and data contracts and integrate with internal services, third-party platforms, and legacy systems.
- Product-minded approach to frontend development, with attention to workflows, usability, edge cases, and the complete customer experience—not simply implementation from a design file.
- Willingness and ability to learn unfamiliar frameworks or technologies when they are the right choice for the product.
- Cloud, Scaling, and Delivery:
- Hands-on experience designing, deploying, and operating production systems on AWS or Google Cloud.
- Working knowledge of Cloudflare capabilities such as DNS, CDN, edge security, traffic management, Workers, or related edge infrastructure.
- Experience with containers, infrastructure as code, CI/CD, environment management, secrets management, and automated deployment practices.
- Understanding of horizontal scaling, load management, queues, caching, database scaling, fault tolerance, disaster recovery, and multi-region considerations.
- Ability to build useful observability into a product through logs, metrics, traces, alerts, and business-level workflow monitoring.
- Comfortable owning software after release, including production health, incident response, root-cause analysis, and continuous improvement.
- Product Ownership and Leadership:
- Product mindset with the ability to co-own a product area alongside a product manager, from customer problem and business outcome through technical delivery and adoption.
- Able to challenge assumptions, identify simpler solutions, define incremental releases, and balance immediate customer value with long-term technical health.
- Strong written and verbal communication, including the ability to explain technical decisions and tradeoffs to engineering, product, design, operations, and business stakeholders.
- Demonstrated technical leadership through architecture, execution, code review, mentorship, and raising engineering standards.
- High degree of ownership, curiosity, pragmatism, and follow-through.
Bonus Skills
- Experience building payment, fintech, accounting, ERP, banking, or other transaction-intensive products.
- Experience with high-integrity workflows involving money movement, reconciliation, ledgers, approvals, or external financial integrations.
- Experience building or operating AI agents and agentic workflows in production, including evaluation, monitoring, security, and cost management.
- Familiarity with workflow orchestration, event streaming, or durable execution technologies.
- Experience with blockchain, digital assets, smart contracts, or decentralized systems is valuable but not required.
- Contributions to open-source software, technical communities, or other evidence of active building and continued learning.
Perks & Benefits
- Salary + competitive equity in a high-growth-stage startup.
- Generous PTO (vacations) and sick days.
- Free snacks and paid lunch in the office.
- Major Medical Health Insurance.
- Food Vouchers.
- Stock Options.
- Your own equipment and tools.
- Opportunity for advancement and growth in a rapidly expanding team.
- Mentorship, learning and education programs.
- Smart, high-achievers, motivated team that likes to have fun.
- Mission-driven culture, where your work matters.
If you're passionate about driving change in the FinTech landscape and being part of a company that is shaping the future of digital payments, we invite you to explore opportunities with Paystand.
We understand that no candidate is perfectly qualified for any job. Experience manifests in diverse ways, skills are transferable, and passion is a powerful driver. Your journey and skills are unique, and we value the richness that diverse perspectives bring to our team.
More than a resume, we prioritize a genuine commitment, impactful contributions, and the ability to thrive in our dynamic, collaborative environment. We are enthusiastic about providing you with opportunities to learn and grow within this role. If your experience aligns closely with what we're seeking, we encourage you to apply.
We celebrate the belief that diversity in backgrounds and thoughts fuels better problem-solving and fosters more creative thinking. Our commitment to adding new perspectives to the team reflects our dedication to innovation and inclusivity.
Your journey is important to us, and we look forward to the possibility of welcoming you to our team at Paystand. Feel free to reach out; we can't wait to hear from you.
Most of our roles are onsite. Positions that are eligible for remote or hybrid work arrangements will be clearly indicated in the job posting.
For roles based in Mexico, only resumes submitted in English will be considered.#LI-Onsite
About Software Development
Software Development is one of the most dynamic and constantly evolving fields in the job market. Professionals in this area are responsible for creating, maintaining, and optimizing web, mobile, and desktop applications that impact millions of users daily.
Key languages and frameworks include JavaScript (React, Node.js, Vue.js), Python (Django, Flask), Java (Spring), PHP (Laravel), and TypeScript. Demand for full-stack developers continues to grow, especially in tech companies and startups.
Salaries range from entry-level to senior positions, with growing opportunities for remote work and international freelancing.
About Fullstack
Fullstack developers are versatile professionals capable of working on both frontend and backend of web and mobile applications. They master multiple technologies and can build complete products end-to-end, from the user interface to server infrastructure.
Key skills include proficiency in at least one complete stack (React/Vue/Angular + Node.js/PHP/Python/Java), databases (SQL and NoSQL), REST/GraphQL APIs, Git versioning, CI/CD, and basic infrastructure knowledge (Docker, cloud). Clean architecture, DDD, and testing are important differentiators.
Fullstack developers are highly valued in startups and companies that need versatile and autonomous professionals. The field offers opportunities from junior developer to software architect, with a focus on complete delivery, holistic product vision, and ability to work across multiple application layers.
Discover Other Areas
Understand the scope of work, key skills, and tools used in different career areas.
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Key skills include recruitment and selection, compensation and benefits management, learning and development (L&D), organizational climate, employee engagement, labor law, labor relations, and HR tools (Workday, SAP SuccessFactors, Bamboo HR). Knowledge of people analytics and data-driven HR is a differentiator.
HR professionals in technology companies are highly valued, especially those who master employer branding, people analytics, and talent retention strategies. The field offers opportunities from HR analyst to Chief People Officer, with a focus on culture, engagement, and people growth.
About Information Security
The Information Security area is one of the most strategic and in-demand fields in the technology market. With the rise of cyberattacks, data breaches, and regulations like LGPD and GDPR, companies of all sizes invest heavily in professionals who can protect their digital assets.
Key specializations include Network Security, Cloud Security (AWS, Azure, GCP), Offensive Security (Penetration Testing, Red Team), Defensive Security (SOC, Blue Team), AppSec, and Security Governance. Tools like SIEM (Splunk, QRadar), firewalls, EDR, and Vulnerability Management platforms are essential.
Certifications like CISSP, CEH, OSCP, CompTIA Security+, and AWS Security Specialty are important differentiators. Information security professionals are among the highest-paid in the sector, with growing demand especially in fintechs, healthtechs, and large enterprises.
About Project Manager
The Project Manager is the professional responsible for planning, executing, and controlling projects end-to-end, ensuring they are delivered on time, within budget, and with the expected quality. With the growing complexity of businesses, project management professionals are fundamental to organizational success.
Key skills include planning and scheduling, scope, cost, risk, quality, and resource management, stakeholder communication, cross-functional team leadership, and use of agile and traditional methodologies. Certifications like PMP, PRINCE2, and Six Sigma are important differentiators.
Project Managers in technology companies are highly valued, especially those who master agile methodologies (Scrum, Kanban), tools like Jira and MS Project, and can deliver complex projects efficiently. The field offers opportunities from project analyst to head of PMO, with a focus on execution, governance, and business value.
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The Copywriting area is responsible for creating persuasive, creative, and strategic texts for various communication channels. Copywriting professionals transform ideas into words that engage, convert, and build brand voice.
Key skills include advertising copywriting, script writing for videos and podcasts, persuasive writing, tone of voice, and editorial guidelines. Knowledge of SEO writing, Grammarly, and text productivity tools is a differentiator.
Copywriting professionals in technology companies are highly valued, especially those who master copy for landing pages, email sequences, and funnel content. The field offers opportunities from junior copywriter to head of copy, with a focus on creativity, persuasion, and performance.
About Communications
The Communications area is strategic for building and maintaining a company's institutional image. It encompasses corporate, internal, and external communication, public relations, press office, and reputation management. Communications professionals are responsible for delivering consistent messages that strengthen the employer brand and market positioning.
Key skills include strategic writing, communication planning, crisis management, media relations, corporate content production, event organization, and digital communication. Knowledge of communication CRMs, press release distribution platforms, and media monitoring tools (Meltwater, Cision) is a differentiator.
Corporate communicators in technology companies are highly valued, especially those who master change communication, employee engagement, and digital communication. The field offers opportunities in startups, scale-ups, and large corporations, with a focus on storytelling, organizational culture, and innovation communication.
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